Harper is a commercial insurance brokerage that specializes in two things:
Better Rates
Getting better rates on complete packages for businesses of all sizes.
Complex Cases
Covering the complex cases that make other brokers run away.
Why Restaurant Owners Choose Harper
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Are you a restaurant owner? Or in the food and beverage business? Are you aware of the variety of risks your small business faces? Restaurants face a variety of risks because of the nature of the business. One of your employees can slip and fall on wet floors or accidentally cut themselves. A patron can become ill after eating your food. A natural disaster can destroy your building and leave you unable to operate. Restaurant business insurance can protect you in all of these circumstances—so you must be prepared.
What is Restaurant Insurance?
Restaurant insurance consists of multiple insurance policies created to safeguard restaurants and food service establishments against property damage, personal injury, customer illness, and other risks.
Who Needs Restaurant Insurance?
Any establishment that prepares or serves food should evaluate appropriate insurance protection:
- Fast Food Restaurants
- Fine Dining Restaurants
- Delicatessens
- Coffee shops
- Ice cream shops
- Doughnut shops
- Food trucks
- Caterers
- Cafes
- Bars
- Bakeries
- Pubs
- Bistros
- Night clubs
Frequently asked questions
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